Using Your Out-of-Network Benefits for Therapy
I am currently a private-pay, out-of-network provider. While I don't accept insurance directly, your insurance plan may have out-of-network benefits, which means that they will reimburse you for a portion of our session cost.
Upon request, I can provide a monthly superbill. Please note that if you are requesting superbills, a diagnosis that will remain a part of your medical record will be required.
I’ve partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Use this tool below to see if you qualify for reimbursement for my services.
How Out-of-Network Benefits Work
If your insurance plan offers out-of-network benefits, it means they will cover a portion of the cost when you see a therapist who doesn't have a direct contract with your insurance company.
Unlike in-network providers, who bill your insurance company directly, with out-of-network therapists, you typically pay for the session upfront, receive a superbill from your therapist, and then submit the superbill to your insurance for reimbursement.
Insurance companies often reimburse a percentage of the therapist's fee, usually after you meet an out-of-network deductible. For example, after you meet a $5,000 deductible, your insurance may reimburse 50-80% of the session cost.
Upon request, I can provide monthly superbills. Please note that if you are requesting superbills, a diagnosis that will remain a part of your medical record will be required.