Using Your Out-of-Network Insurance Benefits for Therapy
I am currently a private-pay, out-of-network provider. While I don't accept insurance directly, your insurance plan may have out-of-network benefits, which means that they will reimburse you for a portion of our session cost.
I’ve partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Use this tool below to see if you qualify for reimbursement for my services.
What are out-of-network benefits? Here's a breakdown:
✨ If your insurance plan offers out-of-network benefits, it means they will cover a portion of the cost when you see a therapist who doesn't have a direct contract with your insurance company.
✨ Unlike in-network providers, who bill your insurance company directly, with out-of-network therapists, you typically pay for the session upfront and then submit a claim to your insurance for reimbursement.
✨ Insurance companies often reimburse a percentage of the therapist's fee, usually after you meet an out-of-network deductible. For example, after you meet a $5,000 deductible, your insurance may reimburse 50-80% of the session cost.
✨ Out-of-network benefits give you the flexibility to choose a therapist based on your needs and preferences, not just those in-network.
